Pinellas County Home Repair Loan Program
Alex Sparks
Alex Sparks
Updated - April 9, 2026
The Home Repair Loan Program in Pinellas County offers entirely forgiving loans up to $75,000 for important repairs including windows, HVAC, and roofs.
The best part is that it can be forgiven.
You make no monthly payments and the debt is eventually forgiven as long as the house is your principal residence. In essence, it's a grant to keep your house safe.
Do You Qualify?
- Location: Pinellas County (excluding Clearwater, Largo, and St. Pete city limits, which have their own programs).
- Occupancy: Must be your primary residence.
- Income: Household income must be at or below 80% of the Area Median Income (e.g., $53,500 for an individual; $76,400 for a family of four).
- Home Value: Assessed value cannot exceed $375,000.
What’s Covered?
- Full Roof Replacement (including soffit and fascia).
- Impact Windows and Exterior Doors.
- A/C and Heating Systems.
How to Get Started
- Check Eligibility: Visit the Pinellas County Home Repair website to see if you meet the income requirements.
- Get an Estimate: The county requires a professional quote. Blue Sky Roofing provides free, detailed inspections and itemized proposals to help speed up your application.
- Apply Early: Funds are distributed on a "first completed, first served" basis.
Don’t wait for the next storm. Contact Blue Sky Roofing today for a free inspection, and let’s see if we can get your new roof covered by the county!